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Insurance Payments

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At Bass Lake Family Eye Care, our goal is to promote good eye health and enable you to have the clearest vision possible. We accept several types of vision insurance, cash, checks, and most credit cards. We are happy to inform our patients about any exam or service costs prior to your appointment. If you require a breakdown of costs, please let us know.

We proudly accept CareCredit as a payment option.

We offer 6 months financing on purchases up to $499, 12 month financing for purchases from $500 to $999 and additional financing for purchases over $1,000. Ask our staff for further details.
Please feel free to use this payment calculator to calculate your monthly payment for your purchase.

Vision Insurance

The knowledgeable staff at Bass Lake Family Eye Care is experienced in working with vision insurance providers. We will work directly with you and your vision insurer to submit claims regarding your vision care. We strive to ensure that you understand your insurance coverage and will answer any questions you may have regarding your benefits.  Many current vision plans are designed to cover most of the basic vision-related costs, but not all costs associated with eye care.  Most plans often require a co-pay for appointments and products, as well as additional costs that are not fully covered by the individual plan.

Althought Bass Lake Family Eye Care accepts most forms of insurance and will submit insurance claims on your behalf, it is ultimately the responsibility of the insured to know coverage details, co-pays, and deductible amounts.  If you have any questions about what your insurance covers, or if we are in-network, we recommend that you call the number on the back of your insurance card.

Insurances we accept:  

  • VSP
  • EyeMed Vision Care
  • NVA (National Vision Administrators)
  • Blue Cross Blue Shield
  • PreferredOne
  • Medica
  • HealthPartners
  • CIGNA Vision
  • United Healthcare (only select plans)
  • Aetna
  • Patient Choice
  • UCare (services only)
  • Medical Assistance (services only)
  • Humana Vision
  • Superior Vision

We are currently not providers for United Healthcare Vision, Davis Vision, or Spectera.

VSP (Vision Service Plan)

We are one of only a few local providers for VSP. Though there are several different VSP plans, most offer coverage for glasses or contact lenses as well as for routine exams. Please call us and we can let you know your individual coverage. 


EyeMed Vision Care is held by several local companies. We are providers for most plans. Many plans offer coverage for routine exams, and most offer coverage or discounts for eyeglasses or contact lenses. Please contact us and we can determine your eligibility and let you know your coverage.  

Contact our office at (763) 553-1811 to find out if your insurance provider is accepted in our office or for more information about your vision coverage.

Flexible Spending Accounts

Many employers are offering Flexible Spending Account (FSA) options to employees. Sometimes these are referred to as cafeteria plans and are elective, supplemental insurance savings plans. These plans are designed to let you save money in an account, pre-tax, to pay for additional medical expenses such as eye exams, glasses, contacts, and often laser vision surgery. Check with your employers benefits administrator to see if you are eligible for these programs. FSAs can typically be used in conjunction with vision plans to offset any out-of-pocket expense.

Other Payment Options

Our optometric staff understands that cost is a concern when evaluating vision care providers. We do not want cost to be an obstacle to maintaining proper eye health and good vision. We accept various forms of payment and are able to discuss possible financing options with you prior to rendering services. At Bass Lake Family Eye Care, we also accept cash, check, and most major credit cards (Visa, Mastercard, Discover). 

New Patients Receive 15% OFF Second Pair of Complete Glasses!

Primary Office


10:00 am-8:00 pm


10:00 am-8:00 pm


9:00 am-1:00 pm


10:00 am-8:00 pm


9:00 am-5:00 pm


8:00 am-3:00 pm





  • ""I had a great experience at Bass Lake Family Eye Care. The office is very family-oriented, and the doctors and staff are caring and accommodating.""
    Sonia F.
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